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My Saving Advice

Saving tips and strategies




Lowering your Bank and Credit Card Fees

Every bank has different fees that they charge for different things. If you already know what these fees are, try to contact your bank for something that’s called a “fee reduction package”. Th[...]

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Debt Reduction Tips – Credit Card and Bank fees

Finding better deals and taking advantage of them to help you overcome your debt is the goal you’re trying to reach. If you haven’t yet found a 0% card, or can’t get approved, simply choose th[...]

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Credit Cards – Which one is right for you?

There are many things to consider before going ahead and getting a credit card in your name. Although almost everyone is in some type of debt, there are certain “good” debts, and other “bad” [...]

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Choosing and using low rate & 0% credit cards

It is true that credit cards are a cheaper, as well as easier way to go about paying for things than most standard loans. The thing to look out for is that they offer good rates at first, and then cha[...]

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The Basics of Credit Card Balance Transfers

• What a balance transfer is: A balance transfer is when a consumer takes one of their high interest credit cards, and transfers this balance to a 0% credit card, in order to save money on interes[...]

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How to transfer credit card balances wisely

This is a common and easy process. Once you have chosen your card for your balance transfer, there is a spot on the application for balance transfers. This is where you are going to write down the [...]

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