APR & AER- Interest Rates for Borrowing and Savings
When you are borrowing, there is something called an APR, or annual percentage rate that is calculated into the amount that you borrow. This APR is calculated by how much you borrow, and also takes i[...]
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How to re-claim Credit Card penalty charges
A little known fact is that credit companies are only supposed to charge you for whatever cost they incur because of your usage. In fact, the credit companies are not supposed to charge you at all, b[...]
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