APR & AER- Interest Rates for Borrowing and Savings
When you are borrowing, there is something called an APR, or annual percentage rate that is calculated into the amount that you borrow. This APR is calculated by how much you borrow, and also takes i[...]
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Lowering your Bank and Credit Card Fees
Every bank has different fees that they charge for different things. If you already know what these fees are, try to contact your bank for something that’s called a “fee reduction package”. Th[...]
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Debt Reduction Tips – Credit Card and Bank fees
Finding better deals and taking advantage of them to help you overcome your debt is the goal you’re trying to reach. If you haven’t yet found a 0% card, or can’t get approved, simply choose th[...]
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How Much Do the Banks Know about you?
Three main sources that are used to pull together for your credit score: 1.) You will always have to fill out an application. In this application you will put basic things down that they need to know[...]
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