How to re-claim Credit Card penalty charges
Posted on February 5th, 2009
A little known fact is that credit companies are only supposed to charge you for whatever cost they incur because of your usage. In fact, the credit companies are not supposed to charge you at all, b[...]
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How to Avoid Credit Card Penalty Charges
Posted on January 25th, 2009
If you are having problems paying off your debt, you may also have a problem with penalty charges. This is a telling sign that you may have a serious money management problem that needs to be worked o[...]
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Lowering your Bank and Credit Card Fees
Posted on December 26th, 2008
Every bank has different fees that they charge for different things. If you already know what these fees are, try to contact your bank for something that’s called a “fee reduction package”. Th[...]
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Debt Reduction Tips - Credit Card and Bank fees
Posted on December 22nd, 2008
Finding better deals and taking advantage of them to help you overcome your debt is the goal you’re trying to reach. If you haven’t yet found a 0% card, or can’t get approved, simply choose th[...]
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Credit Cards - Which one is right for you?
Posted on December 17th, 2008
There are many things to consider before going ahead and getting a credit card in your name. Although almost everyone is in some type of debt, there are certain “good” debts, and other “bad” [...]
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Choosing and using low rate & 0% credit cards
Posted on December 11th, 2008
It is true that credit cards are a cheaper, as well as easier way to go about paying for things than most standard loans. The thing to look out for is that they offer good rates at first, and then cha[...]
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The Basics of Credit Card Balance Transfers
Posted on December 6th, 2008
• What a balance transfer is: A balance transfer is when a consumer takes one of their high interest credit cards, and transfers this balance to a 0% credit card, in order to save money on interes[...]
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How to transfer credit card balances wisely
Posted on December 1st, 2008
This is a common and easy process. Once you have chosen your card for your balance transfer, there is a spot on the application for balance transfers. This is where you are going to write down the [...]
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Looking into PPI - Payment Protection Insurance
Posted on November 19th, 2008
PPI, or Payment Protection Insurance is an important thing to look into when you have a loan. But not only a loan. PPI policies can protect most forms of personal debt, including home mortgages, and c[...]
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How to manage and improve your credit score?
Posted on November 10th, 2008
You’ve heard about them, everyone over the age of 18 has one. Credit scoring is used by lenders to determine your past payment history, and whether or not they would view you as a candidate that the[...]
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