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My Saving Advice

Saving tips and strategies

APR & AER- Interest Rates for Borrowing and Savings

Posted on February 20th, 2009

When you are borrowing, there is something called an APR, or annual percentage rate that is calculated into the amount that you borrow. This APR is calculated by how much you borrow, and also takes i[...]

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When its Not Better to Pay off All Debt

Posted on January 18th, 2009

Most people automatically assume that the sooner they pay off their debts, the better off they will be financially. This theory doesn’t always prove to be true. Actually, when you save money in th[...]

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Budgeting and Saving your Money, The process

Posted on February 15th, 2008

It should be common knowledge that spending more than you earn will lead you down the road of severe debt problems, but yet many go right down this path anyways. This can be avoided if you have a goo[...]

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